:root{
  --navy:#2647BA; --navy-dk:#0F1D52; --navy-2:#3558D6;
  --gold:#FFD31C; --gold-dk:#C99E00; --gold-soft:#FFF4C2;
  --green:#6FC12E; --green-soft:#E6F6D9;
  --light:#EEF2FC; --cream:#FFFBEB; --white:#fff;
  --text:#16203A; --muted:#5A6478; --rule:#DCE2F0;
  --radius:16px; --shadow:0 12px 32px rgba(15,29,82,.10);
  --head:"Outfit", system-ui, -apple-system, Segoe UI, sans-serif; --body:"Inter", system-ui, -apple-system, Segoe UI, sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--body);color:var(--text);background:var(--white);font-size:17px;line-height:1.6;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:var(--navy)}
.card:nth-child(3n+2) .icon{background:var(--gold-soft)}
.card:nth-child(3n) .icon{background:var(--green-soft)}
h1,h2,h3{font-family:var(--head);color:var(--navy-dk);line-height:1.1;margin:0 0 .5em;font-weight:700;letter-spacing:-.025em}
h1{font-size:clamp(2.2rem,5vw,3.6rem)}
h2{font-size:clamp(1.7rem,3.4vw,2.5rem)}
h3{font-size:1.25rem}
p{margin:0 0 1em}
.wrap{max-width:1160px;margin:0 auto;padding:0 24px}
.eyebrow{display:inline-flex;align-items:center;gap:10px;font-size:.78rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--navy);margin-bottom:14px}
.eyebrow::before{content:"";width:22px;height:4px;border-radius:4px;background:var(--gold)}
.lead{font-size:1.2rem;color:var(--muted);max-width:640px}
.center{text-align:center}.center .lead{margin-left:auto;margin-right:auto}
.section{padding:88px 0}
.section.tint{background:var(--light)}
.section.cream{background:var(--cream)}
.section.navy{background:var(--navy-dk);color:#E6ECF4}
.section.navy h2,.section.navy h3{color:#fff}
.section.navy .lead{color:#B9C6D8}

/* buttons */
.btn{display:inline-flex;align-items:center;gap:8px;padding:14px 26px;border-radius:999px;font-weight:700;font-size:1rem;text-decoration:none;border:2px solid transparent;transition:transform .15s ease,background .15s ease,box-shadow .15s ease;cursor:pointer}
.btn:hover{transform:translateY(-1px)}
.btn-gold{background:var(--gold);color:var(--navy-dk)}
.btn-gold:hover{background:#FFDD4D;box-shadow:0 8px 20px rgba(255,211,28,.45)}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{background:var(--navy-2)}
.btn-ghost{border-color:var(--navy);color:var(--navy);background:transparent}
.btn-ghost:hover{background:var(--navy);color:#fff}
.btn-light{border-color:rgba(255,255,255,.6);color:#fff}
.btn-light:hover{background:#fff;color:var(--navy-dk)}
.btn-sm{padding:9px 18px;font-size:.92rem}
.btns{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}

/* header */
.topbar{background:var(--navy-dk);color:#C7D2F0;font-size:.85rem}
.topbar .wrap{display:flex;justify-content:space-between;align-items:center;gap:16px;padding-top:8px;padding-bottom:8px}
.topbar a{color:#fff;text-decoration:none}
.topbar a:hover{text-decoration:underline}
.topbar .tb-links{display:flex;gap:18px;align-items:center}
header.site{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:saturate(1.4) blur(8px);border-bottom:1px solid var(--rule)}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;height:78px}
.logo img{height:60px;width:auto}
nav.main{display:flex;align-items:center;gap:26px}
nav.main a{text-decoration:none;color:var(--text);font-weight:600;font-size:.98rem}
nav.main a:hover,nav.main a.active{color:var(--navy)}
nav.main a.active{box-shadow:inset 0 -3px 0 var(--gold)}
.nav-cta{display:flex;gap:10px;align-items:center}
.menu-btn{display:none;background:none;border:0;padding:8px;cursor:pointer}
.menu-btn span{display:block;width:24px;height:2px;background:var(--navy-dk);margin:5px 0;border-radius:2px}

/* hero */
.hero{position:relative;background:linear-gradient(160deg,var(--cream) 0%,#fff 55%,var(--light) 100%);overflow:hidden}
.hero .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:center;padding-top:72px;padding-bottom:88px}
.hero h1 em{font-style:normal;color:var(--navy);background:linear-gradient(transparent 68%,var(--gold) 68%,var(--gold) 90%,transparent 90%)}
.hero-media{position:relative;isolation:isolate}
.hero-media .photo{border-radius:28px 28px 28px 120px;overflow:hidden;box-shadow:var(--shadow);aspect-ratio:4/4.4}
.hero-media .photo img{width:100%;height:100%;object-fit:cover}
.hero-badge{position:absolute;left:-28px;bottom:28px;background:#fff;border-radius:var(--radius);box-shadow:var(--shadow);padding:16px 20px;display:flex;gap:14px;align-items:center;max-width:260px}
.hero-badge strong{font-family:var(--head);font-size:2rem;font-weight:800;color:var(--navy);line-height:1}
.hero-badge span{font-size:.88rem;color:var(--muted);line-height:1.3}
.hero-dot{position:absolute;right:-50px;top:-50px;width:200px;height:200px;border-radius:50%;background:var(--gold);z-index:-1}
.hero-media::after{content:"";position:absolute;left:30px;top:-24px;width:70px;height:70px;border-radius:50%;background:var(--green);z-index:-1}
.trust{display:flex;align-items:center;gap:10px;margin-top:26px;color:var(--muted);font-size:.92rem}
.trust i{display:inline-block;width:8px;height:8px;border-radius:50%;background:var(--green)}

.page-hero{background:linear-gradient(135deg,var(--navy-dk) 0%,var(--navy) 100%);color:#DCE4EF;padding:84px 0 76px}
.page-hero h1{color:#fff;max-width:820px}
.page-hero .lead{color:#B9C6D8}
.page-hero .eyebrow{color:#fff}

/* stats */
.stats{background:var(--navy);color:#fff}
.stats .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:0}
.stat{padding:40px 20px;text-align:center;border-right:1px solid rgba(255,255,255,.12)}
.stat:last-child{border-right:0}
.stat b{display:block;font-family:var(--head);font-size:clamp(2.4rem,4.4vw,3.4rem);font-weight:800;color:var(--gold);line-height:1.05;letter-spacing:-.02em}
.stat span{font-size:.95rem;color:#DCE4FA}

/* grids & cards */
.grid{display:grid;gap:22px}
.g2{grid-template-columns:repeat(2,1fr)}
.g3{grid-template-columns:repeat(3,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--rule);border-radius:var(--radius);padding:28px;transition:box-shadow .2s,transform .2s}
.card:hover{box-shadow:var(--shadow);transform:translateY(-2px)}
.card p{color:var(--muted);margin:0}
.icon{width:52px;height:52px;border-radius:14px;background:var(--light);display:grid;place-items:center;margin-bottom:18px}
.icon svg{width:26px;height:26px;stroke:var(--navy);fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.section.navy .card{background:rgba(255,255,255,.05);border-color:rgba(255,255,255,.12)}
.section.navy .card p{color:#B9C6D8}
.section-head{margin-bottom:44px}

/* split */
.split{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}
.split .photo{border-radius:24px;overflow:hidden;box-shadow:var(--shadow);aspect-ratio:5/4}
.split .photo img{width:100%;height:100%;object-fit:cover}
.checks{list-style:none;padding:0;margin:20px 0 0}
.checks li{position:relative;padding-left:34px;margin-bottom:12px}
.checks li::before{content:"";position:absolute;left:0;top:4px;width:20px;height:20px;border-radius:50%;background:var(--gold) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230F1D52' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12l5 5L20 7'/%3E%3C/svg%3E") center/12px no-repeat}

/* steps */
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.step{position:relative;padding:30px 24px 26px;background:#fff;border-radius:var(--radius);border-top:4px solid var(--gold);box-shadow:0 2px 0 var(--rule)}
.step::before{counter-increment:s;content:counter(s,decimal-leading-zero);font-family:var(--head);font-weight:800;font-size:2.2rem;color:var(--navy);opacity:.3;display:block;line-height:1;margin-bottom:10px}
.step p{color:var(--muted);margin:0;font-size:.97rem}

/* callout */
.callout{background:var(--gold-soft);border-radius:24px;padding:48px;display:grid;grid-template-columns:auto 1fr;gap:36px;align-items:center}
.callout .big{font-family:var(--head);font-size:clamp(3.2rem,7vw,5rem);color:var(--navy);line-height:1;font-weight:800;letter-spacing:-.03em}
.callout p{margin:0;font-size:1.1rem}
.callout small{display:block;margin-top:10px;color:var(--muted);font-size:.82rem}

/* partners */
.partners{display:grid;grid-template-columns:repeat(7,1fr);gap:16px;align-items:center}
.partner{background:transparent;border:0;height:108px;display:grid;place-items:center;padding:8px}
.partner img{max-height:84px;max-width:100%;object-fit:contain;border-radius:6px}
.partners-lg{grid-template-columns:repeat(4,1fr)}
.partners-lg .partner{height:150px}
.partners-lg .partner img{max-height:110px}

/* quote */
.quote{background:#fff;border-radius:var(--radius);padding:32px;border:1px solid var(--rule);position:relative}
.quote::before{content:"\201C";font-family:var(--head);font-size:4.5rem;color:var(--gold);position:absolute;top:-6px;left:22px;line-height:1}
.quote p{font-size:1.08rem;margin-top:26px}
.quote .who{font-weight:700;color:var(--navy);font-size:.95rem}
.quote .who span{display:block;font-weight:500;color:var(--muted)}
.placeholder{outline:2px dashed var(--gold);outline-offset:4px}

/* cta band */
.cta-band{background:linear-gradient(120deg,var(--navy-dk),var(--navy));border-radius:28px;padding:64px;color:#fff;display:grid;grid-template-columns:1.4fr 1fr;gap:32px;align-items:center;position:relative;overflow:hidden}
.cta-band::after{content:"";position:absolute;right:-80px;bottom:-120px;width:320px;height:320px;border-radius:50%;background:rgba(255,211,28,.22)}
.cta-band h2{color:#fff;margin:0 0 10px}
.cta-band p{color:#C9D4E3;margin:0}
.cta-band .btns{margin:0;justify-content:flex-end;position:relative;z-index:1}

/* faq */
.faq details{border-bottom:1px solid var(--rule);padding:20px 0}
.faq summary{cursor:pointer;font-weight:700;font-size:1.08rem;color:var(--navy-dk);list-style:none;display:flex;justify-content:space-between;gap:16px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-size:1.5rem;color:var(--gold-dk);line-height:1}
.faq details[open] summary::after{content:"\2013"}
.faq details p{margin:12px 0 0;color:var(--muted)}

/* form embed */
.form-card{background:#fff;border-radius:24px;box-shadow:var(--shadow);padding:12px;border:1px solid var(--rule)}
.form-card iframe{width:100%;min-height:1500px;border:0;border-radius:16px}

/* timeline */
.timeline{position:relative;margin-left:12px;border-left:2px solid var(--gold);padding-left:32px}
.tl{position:relative;margin-bottom:30px}
.tl::before{content:"";position:absolute;left:-41px;top:6px;width:16px;height:16px;border-radius:50%;background:#fff;border:3px solid var(--gold)}
.tl b{font-family:var(--head);font-weight:800;font-size:1.4rem;color:var(--navy)}
.tl p{margin:4px 0 0;color:var(--muted)}

/* contact */
.contact-card{display:flex;gap:16px;align-items:flex-start}
.contact-card a{font-weight:700;text-decoration:none;font-size:1.1rem}

/* footer */
footer.site{background:var(--navy-dk);color:#B9C6D8;padding:64px 0 30px;font-size:.94rem}
footer.site .fgrid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:36px}
footer.site h4{color:#fff;font-family:var(--body);font-size:.85rem;letter-spacing:.12em;text-transform:uppercase;margin:0 0 14px}
footer.site a{color:#E6ECF4;text-decoration:none}
footer.site a:hover{color:var(--gold)}
footer.site ul{list-style:none;padding:0;margin:0}
footer.site li{margin-bottom:8px}
.flogo{background:#fff;border-radius:12px;padding:10px 14px;display:inline-block;margin-bottom:16px}
.flogo img{height:44px}
.usda{border-top:1px solid rgba(255,255,255,.12);margin-top:44px;padding-top:24px;font-size:.78rem;line-height:1.55;color:#93A3B8}
.usda p{margin-bottom:.7em}
.usda a{color:#C9D4E3;text-decoration:underline}
.legal{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;margin-top:18px;font-size:.82rem;color:#93A3B8}

/* reveal */
.reveal{opacity:0;transform:translateY(18px);transition:opacity .6s ease,transform .6s ease}
.reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none;transition:none}html{scroll-behavior:auto}}

/* responsive */
@media (max-width:1020px){
  nav.main{gap:18px}
  .partners{grid-template-columns:repeat(4,1fr)}
  .steps{grid-template-columns:repeat(2,1fr)}
  .g4{grid-template-columns:repeat(2,1fr)}
}
@media (max-width:880px){
  .menu-btn{display:block}
  nav.main{position:absolute;top:78px;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;gap:0;padding:8px 24px 20px;border-bottom:1px solid var(--rule);display:none;box-shadow:var(--shadow)}
  nav.main.open{display:flex}
  nav.main a{padding:14px 0;border-bottom:1px solid var(--light)}
  nav.main a.active{box-shadow:none;color:var(--gold-dk)}
  .nav-cta .btn-ghost{display:none}
  .hero .wrap,.split,.cta-band,.callout{grid-template-columns:1fr}
  .hero .wrap{padding-top:44px;padding-bottom:64px;gap:40px}
  .hero-badge{left:12px;bottom:-20px}
  .hero-dot{display:none}
  .cta-band{padding:40px 28px}
  .cta-band .btns{justify-content:flex-start}
  .callout{padding:32px;gap:16px}
  .g3,.g2{grid-template-columns:1fr}
  .stats .wrap{grid-template-columns:repeat(2,1fr)}
  .stat:nth-child(2){border-right:0}
  .stat{border-bottom:1px solid rgba(255,255,255,.12)}
  footer.site .fgrid{grid-template-columns:1fr 1fr}
  .partners-lg{grid-template-columns:repeat(2,1fr)}
  .section{padding:64px 0}
}
@media (max-width:560px){
  body{font-size:16px}
  .wrap{padding:0 16px}
  .topbar .tb-contact{display:none}
  .steps,.g4{grid-template-columns:1fr}
  .partners{grid-template-columns:repeat(2,1fr)}
  .logo img{height:42px}
  .nav-cta .btn-gold{padding:9px 14px;font-size:.88rem}
  footer.site .fgrid{grid-template-columns:1fr}
}
/* hero slideshow */
.slides{position:relative}
.slides img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:0;transform:scale(1.06);transition:opacity 1.2s ease,transform 6s ease}
.slides img.on{opacity:1;transform:scale(1)}
.slides .dots{position:absolute;right:18px;bottom:16px;display:flex;gap:6px;z-index:2}
.slides .dots button{width:9px;height:9px;border-radius:50%;border:0;padding:0;background:rgba(255,255,255,.55);cursor:pointer;transition:width .3s,background .3s}
.slides .dots button.on{width:24px;border-radius:6px;background:var(--gold)}
@media (prefers-reduced-motion:reduce){.slides img{transition:opacity .4s ease;transform:none}}

/* referral band */
.refer{display:grid;grid-template-columns:auto 1fr auto;gap:28px;align-items:center;background:#fff;border:1px solid var(--rule);border-radius:24px;padding:32px 36px;box-shadow:var(--shadow)}
.refer .icon{width:64px;height:64px;margin:0;background:var(--gold-soft)}
.refer .icon svg{width:32px;height:32px}
.refer h3{font-size:1.5rem;margin:0 0 6px}
.refer p{margin:0;color:var(--muted)}
.steps.steps-3{grid-template-columns:repeat(3,1fr)}
@media (max-width:880px){.refer{grid-template-columns:1fr;text-align:left;padding:28px 24px;gap:16px}.steps.steps-3{grid-template-columns:1fr}}
@media (max-width:560px){.topbar .tb-links{gap:12px;font-size:.8rem}}
@media (max-width:880px){.hero-media::after{display:none}}

.hero-media::after{display:none}
@media (max-width:880px){.slides .dots{top:16px;bottom:auto}}

/* brand presence */
header.site .wrap{height:96px}
.logo{display:flex;align-items:center;gap:14px;text-decoration:none;flex-shrink:0}
.logo img{height:78px;width:auto}
.logo .brand{display:flex;flex-direction:column;line-height:1.1}
.logo .brand b{font-family:var(--head);font-weight:800;font-size:1.4rem;color:var(--navy-dk);letter-spacing:-.02em;white-space:nowrap}
.logo .brand b i{font-style:normal;color:var(--navy)}
.logo .brand small{font-size:.74rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);margin-top:4px;white-space:nowrap}
.flogo img{height:84px}
.hero .eyebrow.brand-eyebrow{font-size:.95rem;letter-spacing:.12em}
@media (max-width:1180px){.logo .brand small{display:none}.logo .brand b{font-size:1.2rem}nav.main{gap:18px}}
@media (max-width:1060px){.logo .brand{display:none}}
@media (max-width:880px){header.site .wrap{height:84px}nav.main{top:84px}.logo img{height:64px}.logo .brand{display:flex}.logo .brand b{font-size:1.1rem}}
@media (max-width:560px){.logo img{height:56px}.logo{gap:10px}.logo .brand b{font-size:.98rem;white-space:normal;max-width:110px}.nav-cta .btn-gold{padding:9px 12px;font-size:.84rem}}
@media (max-width:380px){.logo .brand{display:none}}

.nav-cta .btn{white-space:nowrap}
@media (max-width:440px){.nav-cta .btn-gold{display:none}.logo .brand{display:flex}.logo .brand b{max-width:none;white-space:nowrap;font-size:1.08rem}}
@media (max-width:340px){.logo .brand b{font-size:.92rem}}